Louisiana Roof Registry (Act 62 / HB 122): What Gulf Coast Homeowners Should Know

Roof paperwork is becoming a bigger deal across the Gulf Coast, especially when insurance questions, resale requests, or storm-related claims come down to one simple issue: can you prove when the roof was replaced and what was done. Louisiana’s Louisiana Roof Registry is designed to make roof permit-related documentation easier to reference over time, and it is already a topic many homeowners are searching for.

What is the Louisiana Roof Registry?

Act 62 (HB 122) creates the Louisiana Roof Registry within the Louisiana Department of Insurance (LDI). The law describes the registry as voluntary and authorizes property owners and local or municipal governments (where building permits are required) to submit information concerning those permits. The law also authorizes the Commissioner of Insurance to adopt rules that specify what information may be submitted and what purposes the information may be used for.

Official sources: HB 122 bill page, Act 62 (enrolled act text), Act 62 résumé digest.

Roof registry vs. roof permits: what homeowners should understand

The registry is not a permit office and it does not replace local permitting. Permits and inspections are handled through local authorities (parish or municipal processes). The registry is a statewide framework connected to permit information, which is why homeowners should treat permit records as part of a long-term “roof file,” not as paperwork that gets lost after the job is finished.

Why this is trending with homeowners on the Gulf Coast

After storms, many delays come from documentation gaps, not from the roof material itself. Homeowners are often asked to confirm roof age, scope, and whether work was done under permit when required. When the paperwork is organized, it becomes easier to answer questions quickly and avoid “memory-based” disputes years later.

When roof documentation typically gets requested

• When filing a wind or hail claim and the insurer requests roof age and installation scope.
• When selling a home and a buyer, lender, or inspector requests permit and warranty records.
• When comparing bids and trying to confirm you are comparing the same scope, not just the same shingle brand.
• When applying for resilience programs that require verification and clear project documentation.

Permits and inspections are also getting more attention

Louisiana also passed Act 239, which addresses permits and inspections for roof construction and reroofing for projects beginning on or after August 1, 2025. If you want to review the primary materials directly, use the official act text and the Louisiana State Licensing Board for Contractors bulletin linked below.

Official sources: Act 239 (act text), LSLBC memo on permits and inspections.

What to keep after a roof replacement (simple homeowner checklist)

Practice shows the fastest way to protect yourself later is to build a single roof folder during the job, not after it. These items are usually the most helpful when questions come up:

• Permit number and final inspection approval (or equivalent completion record) where applicable.
• Signed proposal with an itemized scope (underlayment, flashing, edges, ventilation approach, and any deck replacement).
• Product documentation for primary materials (shingles or metal system, underlayment, accessories).
• Warranty paperwork (manufacturer warranty and workmanship coverage, if provided).
• A labeled photo set that shows key stages (decking condition if exposed, underlayment stage, flashings, valleys, edges, penetrations, final roof).
• Receipts and change orders, especially if decking or scope changed once work started.

This documentation does not guarantee a claim outcome, but it can reduce delays and make future conversations more evidence-based and less subjective.

How this connects to Fortify Homes and resilience upgrades

Many Louisiana homeowners are also searching for measurable roof upgrades tied to resilience. The Louisiana Fortify Homes Program is administered through LDI and provides grant funding up to $10,000 for eligible homeowners who upgrade to standards set by IBHS and meet program requirements. If you are considering a resilience pathway, treat documentation as part of the scope from the start, because the proof is often what determines whether a project qualifies and how smooth verification will be later.

Official source: Louisiana Fortify Homes (LDI). SHIC guide: Louisiana Fortify Homes grant guide.

What homeowners should do next

If you are planning a reroof this year, a simple three-step approach usually prevents most documentation problems: confirm permit and inspection requirements for your location before work begins, insist on a written itemized scope that describes system details rather than a single line total, and build a roof file as the project progresses instead of trying to recreate it later.

FAQ

Is the Louisiana Roof Registry mandatory?

No. Act 62 describes the Louisiana Roof Registry as a voluntary registry.

Who can submit information to the registry?

Act 62 authorizes property owners and local or municipal governments (where building permits are required) to submit information concerning those permits.

Does the registry replace permits or inspections?

No. Permits and inspections are handled through local authorities. The registry is a statewide framework connected to permit-related information.

Will the registry lower my insurance premium?

The registry is a documentation system. Premium outcomes typically depend on underwriting rules and verified mitigation features, but strong records can help support the proof insurers request.

Does this apply to Mississippi?

No. The Louisiana Roof Registry is a Louisiana program. Mississippi has its own permitting and insurance processes.

What is the best way to document a reroof for future questions?

Keep permit and inspection records where applicable, an itemized scope, a labeled photo set of key installation stages, and warranty paperwork in a single folder.

Official references

• HB 122 bill page (Louisiana Legislature)
• Act 62 (HB 122) enrolled act text
• Act 62 résumé digest
• Act 239 (roof permits and inspections)
• LSLBC memo on permits and inspections
• Louisiana Fortify Homes Program (LDI)

If you are planning a roof replacement or a resilience upgrade in Southeast Louisiana or the Mississippi Gulf Coast, start by reviewing the scope you want to compare and the documentation you want to keep. Then use our site to request an estimate and confirm next steps: Roof Replacement & Installation and Contact.